LINK Capital UK Ltd Privacy Notice

Who are we?

LINK Capital UK Ltd are Commercial Finance Brokers based in Old Street, London. We act as an intermediary for our customers. LINK Capital UK are credit brokers, Authorised and Regulated by the Financial Conduct Authority. Our FCA registration number is: FRN663340

How we will use the information about you?

Here at LINK Capital UK Ltd we take your privacy seriously and will use your personal information in a number of ways which will help us:
1. Make lender decisions,
2. For fraud prevention,
3. For audit,
4. For statistical analysis,
5. Credit reference checks
We may share your information with, and obtain information about you from, credit reference agencies or fraud prevention agencies. Information you provided may be put onto a register with other lenders to prevent fraudulent claims.
We will not disclose your information to any company outside of the introducing bank/lender/ or specialist broker except to help prevent fraud or if required by law to do so.
For further information on how your information is used, how we maintain the security of your information and your rights to access/alter and change information we hold on you, please contact us at: enquiries@linkcapitaluk.com

Additional Marketing

However, from time to time we would like to contact you with details of other specify financial products that be of interest to you and tailored to the product that you have used before / financial offers, ie. A reduction in interest rates from a certain product or lender, related services ie. If your product was a commercial bridging loan then we may suggest commercial term mortgage offers, or simply a general financial market news update that we provide. If you consent to us contacting you occasionally for this purpose please tick to say how you would like us to contact you.
☐ Post
☐ Email
☐ Phone
☐ Text
☐ Automated Call

Your Personal Data:

What we need

LINK Capital UK will be what’s known as the controller’ and the ‘Processer of the personal data you provide to us. We collect personal data about you which may also include any special types of information or location based information.

We also gather

Name, address, email, dependents, financial status, company accounts, bank statements, copies of ID (passport / driving licence) and proof of address, such as business and personal bank statements. This is usually gathered in a fact find or in the body of an email.

Why we need it

We need to know your basic personal data in order to provide you with an accurate recommendation for your personal circumstances. We will not collect any personal data from you we do not need in order to provide and oversee this service to you. Processing your personal data is necessary because you have asked us take specific steps before entering into a contract. Without this information we cannot provide you with our service.

What we do with it

All the personal data we use is controlled by LINK Capital UK based in the UK, however, for the purposes of IT hosting and maintenance, this information is located on servers within the European Union. No 3rd parties have access to your personal data unless the law allows them to do so. We have a Data Protection regime in place to oversee the effective and secure processing of your personal data. More information on this framework can be requested by contacting us at: enquiries@linkcapitaluk.com
We may pass your data to specialist intermediaries, packagers, banks and lenders in order to provide you with offers of products suitable to meet your customer requirements.
Your data is stored electronically on our cloud encrypted server. Our server is based in the EU.

How long we keep it

We are required for regulatory reasons to keep your personal data, such as name, address, contact details, ID list all personal data, ID for the duration of your loan plus 6 years after which time it will be destroyed. The information used for marketing will be kept with us until you notify us that you no longer wish to receive this information.

What are your rights?

If at any point you believe retained information is incorrect you can request to see this information and even have it corrected and possibly deleted. Providing you this information is free of charge, but charges may apply for excessive requests.
If you wish to raise a complaint on how we have handled your personal data, you can contact our Data Protection Officer; Theodore Kemp who will investigate the matter.
Where relevant, you have the right to object and withdraw consent at any time and this means that we cannot process your data provided without your convent.
If you are not satisfied with our response or believe we are processing your personal data not in accordance with the law you can complain to the Information Commissioner’s Office (ICO).

Our Data Protection Officer is Theodore Kemp and you can contact them at enquiries@linkcapitaluk.com

 

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